Free Tools

Real Estate Calculators

Think like an investor. Run the numbers before you decide.

How Much Cash Do I Need to Buy a Home in Central Oregon?

Use my Cash-to-Close Estimator to find out, and learn about all the costs associated with buying a home.

Estimate My Cash to Close →

Mortgage Payment Estimator

Estimate your monthly principal & interest.

Estimated Monthly Payment (P&I)
Loan Amount
Total Interest Paid
Total Loan Cost

This is an estimate. Contact Christian for a full financial analysis.

Want help running a real deal? Let's Talk →

Rental Cash Flow Analyzer

Does the property pay you — or do you pay it?

Monthly Cash Flow
Annual Cash Flow
Cash-on-Cash Return
Gross Rent Multiplier

Positive cash flow = the property pays you. Negative = you're subsidizing it.

Want help running a real deal? Let's Talk →

House Hacking Estimator

How much can rental income offset your housing cost?

Effective Monthly Housing Cost
Annual Savings vs. Renting
Percent of PITI Covered

House hacking: live in one unit (or room), rent the rest, let tenants pay down your mortgage.

Want help running a real deal? Let's Talk →

Home Affordability Calculator

A realistic ceiling — and a conservative target.

Estimated Max Home Price
Conservative Target (28% DTI)
Monthly Payment at Max

Lenders may approve more — that doesn't mean you should borrow it.

Want help running a real deal? Let's Talk →

Fix-and-Hold ROI Estimator

Buy it, improve it, rent it — what does the deal actually return?

Equity Created
Total Cash Invested (Down + Reno)
Monthly Cash Flow
Cash-on-Cash Return

Sweat equity is real wealth-building — when the numbers are honest. I can help you pressure-test the ARV and the renovation budget.

Want help running a real deal? Let's Talk →